Moreover, substituting one kind of beverage for another does not help you taper off alcohol if you consume the same number of standard drinks as you usually have. For example, one 12-ounce can of beer contains roughly the same amount of alcohol as a 5-ounce glass of wine or a mixed drink containing 1.5 ounces…
The total payment stays the same each month, while the portion going to principal increases and the portion going to interest decreases. In the final month, only $1.66 is paid in interest, because the outstanding loan balance at that point is very minimal compared with the starting loan balance. For example, if your annual interest…
Another reason for working capital ratio fluctuation is accounts receivable. If you’re struggling with late-paying clients or are forced to offer trade credit to stay competitive, your assets will take a dive until the cash is in the bank. For example, if your business has $500,000 in assets and $250,000 in liabilities, your working capital…
Note: We asked our KPM Franklin employees working remotely from home how they are spending their time when they are not working. We discovered that many have very interesting hobbies and talents. With permission, we are sharing some of their stories. When he is not at his computer working on commercial or design surveys for…
I never really was an Apple fanboy, or understood the fascination with Mac computers, but I have owned an iPhone since version 3. However, I have to say that my recent investment in a pair of AirPods has already paid off in droves. I bought them on the first day of this forced work-from-home experiment, of which…
KPM Franklin proudly congratulates the Alpha Development team for winning the 2020 NAIOP/University of Central Florida (UCF) Case Competition, a real estate development contest between teams of undergraduate UCF students mentored by volunteer industry experts. Two KPM Franklin staff members were volunteer mentors for the Alpha Development team. For the competition, teams of four and…